Indian Overseas Bank (IOB) has released a recruitment notification for 291 Specialist Officer (SO) posts in different grades, including Junior Management Grade Scale-I (JMGS-I), Middle Management Grade Scale-II (MMGS-II) and Middle Management Grade Scale-III (MMGS-III). This recruitment includes vacancies in areas such as Branch Management, IT, Information Security, Credit, Risk, Database Administration, Network Administration and Cyber Security.
The online application process for Indian Overseas Bank Recruitment 2026 starts on 29 August 2026. Eligible candidates can submit their applications online through the official recruitment portal. The last date to apply is 15 September 2026. Candidates should carefully check the post-wise educational qualification, required work experience, age limit, application fee, pay scale and other eligibility conditions before applying.
Indian Overseas Bank Recruitment 2026
| Particulars | Details |
|---|---|
| Name of Organisation | Indian Overseas Bank |
| Name of Post | Specialist Officer |
| Total Vacancies | 291 Posts |
| Advertisement No. | HRDD/RECT/04/2026-27 |
| Advertisement Date | 28 August 2026 |
| Pay Scale | JMGS-I, MMGS-II & MMGS-III |
| Application Mode | Online |
| Application Start Date | 29 August 2026 |
| Last Date to Apply | 15 September 2026 |
Indian Overseas Bank Vacancy Details
A total of 291 Specialist Officer vacancies have been announced under different management grades. Candidates can check the post-wise vacancy details below.
Post-Wise Vacancy Details
| Sl. No. | Post Name | Grade | No. of Posts |
|---|---|---|---|
| 1 | Manager (Branch Management) | MMGS-II | 100 |
| 2 | Manager (IT) | MMGS-II | 65 |
| 3 | Manager (Information Security) | MMGS-II | 5 |
| 4 | Manager (Information Security Audit) | MMGS-II | 5 |
| 5 | Senior Manager (IT) | MMGS-III | 10 |
| 6 | Senior Manager (Information Security) | MMGS-III | 3 |
| 7 | Senior Manager (Information Security Audit) | MMGS-III | 2 |
| 8 | Senior Manager (Database Administrator) | MMGS-III | 10 |
| 9 | Senior Manager (Network Administrator) | MMGS-III | 5 |
| 10 | Senior Manager (Cyber Security Administrator) | MMGS-III | 5 |
| 11 | Manager (Credit) | MMGS-II | 35 |
| 12 | Senior Manager (Credit) | MMGS-III | 15 |
| 13 | Senior Manager (Risk) | MMGS-III | 6 |
| 14 | Assistant Manager (Security) | JMGS-I | 25 |
| Total | 291 |
Category-Wise Vacancy
| Category | Vacancies |
|---|---|
| SC | 46 |
| ST | 21 |
| OBC | 79 |
| EWS | 28 |
| UR | 117 |
| Total | 291 |
Indian Overseas Bank Salary and Pay Scale
The pay scale for Specialist Officer posts varies according to the management grade. Candidates selected for these posts will receive the basic pay applicable to their respective grade, along with other admissible allowances and benefits as per the bank’s rules.
| Scale / Grade | Scale of Pay |
|---|---|
| JMGS-I | ₹48,480 – 2,000/7 – ₹62,480 – 2,340/2 – ₹67,160 – 2,680/7 – ₹85,920 |
| MMGS-II | ₹64,820 – 2,340/1 – ₹67,160 – 2,680/10 – ₹93,960 |
| MMGS-III | ₹85,920 – 2,680/5 – ₹99,320 – 2,980/2 – ₹1,05,280 |
The above figures represent the applicable basic pay scale. Other allowances and benefits will be provided as per the rules of Indian Overseas Bank.
Eligibility Criteria for Indian Overseas Bank Recruitment 2026
Candidates must fulfil the eligibility conditions prescribed for the particular post they wish to apply for. Since the educational qualification and experience requirements differ considerably between posts, applicants should carefully check the requirements before submitting their application.
Age Limit
The age limit varies according to the post and management grade. Candidates should refer to the official recruitment notification for the exact minimum and maximum age prescribed for their selected post.
Age Relaxation
Relaxation in the upper age limit is applicable to eligible reserved categories as per the prescribed rules.
| Category | Age Relaxation |
|---|---|
| SC/ST | 5 years |
| OBC/MOBC | 3 years |
| PwBD | 10 years |
Educational Qualification and Experience
The educational qualification and professional experience required for Indian Overseas Bank Specialist Officer Recruitment 2026 are different for each post.
Manager (Branch Management) – MMGS-II
Candidates must have a degree in any discipline from a university recognised by the Government of India or an equivalent qualification recognised by the Central Government.
Applicants should have 3 years of experience as an Officer in a Scheduled Public Sector Bank or Scheduled Private Sector Bank, including at least 2 years of experience in Branch Banking. Experience as a Scale-I Branch Head will be preferred.
Manager (IT) – MMGS-II
Candidates should have any of the following qualifications:
- B.E./B.Tech in Computer Science, Information Technology, Electronics & Communication or Electronics & Instrumentation
- MCA
- M.Sc. in Computer Science or Information Technology
The qualification should be from a recognised university or institution. Candidates should have at least 5 years of post-qualification experience in IT.
Manager (Information Security) – MMGS-II
Candidates should possess:
- B.E./B.Tech in Computer Science, Information Technology, Electronics & Communication, Cyber Security or Information Security; or
- M.E./M.Tech in Computer Science, Information Technology, Electronics & Communication, Cyber Security or Information Security.
A minimum of 2 years of post-qualification work experience is required.
Manager (Information Security Audit) – MMGS-II
Candidates should have a B.E./B.Tech in Computer Science, Information Technology, Electronics & Communication or Cyber Security.
Alternatively, candidates may have an M.E./M.Tech in the relevant disciplines or an MCA.
A minimum of 2 years of relevant experience is required.
Senior Manager (IT) – MMGS-III
Candidates should possess:
- B.E./B.Tech in Computer Science, Information Technology, Electronics & Communication or Electronics & Instrumentation; or
- MCA; or
- M.Sc. in Computer Science or Information Technology.
Candidates should have at least 8 years of post-qualification experience in IT.
Senior Manager (Information Security) – MMGS-III
Candidates should have a B.E./B.Tech or M.E./M.Tech in Computer Science, Information Technology, Electronics & Communication, Cyber Security or Information Security.
A minimum of 5 years of post-qualification work experience is required.
Senior Manager (Information Security Audit) – MMGS-III
Candidates should possess B.E./B.Tech in Computer Science, Information Technology, Electronics & Communication or Cyber Security.
M.E./M.Tech in the relevant disciplines or MCA is also acceptable.
Candidates should have at least 5 years of relevant experience.
Senior Manager (Database Administrator) – MMGS-III
Candidates should possess:
- B.E./B.Tech in Computer Science, Information Technology, Electronics & Communication or Electronics & Instrumentation; or
- MCA; or
- M.Sc. in Computer Science or Information Technology.
A minimum of 8 years of post-qualification experience is required.
Senior Manager (Network Administrator) – MMGS-III
Candidates should have any of the following:
- B.E./B.Tech in Computer Science, Information Technology, Electronics & Communication or Electronics & Instrumentation
- M.Tech in the relevant discipline
- MCA
Candidates should have at least 5 years of post-qualification experience in Network Operations.
Senior Manager (Cyber Security Administrator) – MMGS-III
Candidates should possess a B.E./B.Tech or M.E./M.Tech in Computer Science, Information Technology, Electronics & Communication, Cyber Security or Information Security.
A minimum of 5 years of post-qualification experience is required.
Manager (Credit) – MMGS-II
Candidates should have a Bachelor’s degree along with any of the following qualifications:
- MBA (Finance)
- PGDBA
- PGDBM
- Master of Management Studies (Finance)
- Chartered Accountant (CA)
- Cost Management Accountant (CMA)
Candidates should also have 3 years of post-qualification work experience in a Bank or Financial Institution.
Senior Manager (Credit) – MMGS-III
Candidates should have a Bachelor’s degree along with MBA (Finance), PGDBA, PGDBM, Master of Management Studies (Finance), CA or CMA.
A minimum of 6 years of post-qualification work experience in a Bank or Financial Institution is required.
Senior Manager (Risk) – MMGS-III
Candidates should have graduation in any discipline along with one of the prescribed qualifications, such as:
- MBA (Finance)
- PGDM (Finance)
- PGDBF
- Master of Financial Management (MFM)
- Master of Finance and Control (MFC)
- Master’s degree in Mathematics, Statistics or Economics
Alternatively, candidates with graduation in any discipline may possess Financial Risk Management certification from GARP, USA, or Professional Risk Management certification from PRMIA Institute.
Candidates should have a minimum of 5 years of post-qualification work experience.
Assistant Manager (Security) – JMGS-I
Candidates should be graduates from a recognised university or possess an equivalent qualification.
In addition, a computer, information technology or computer science-related certification course of at least 3 months is required, unless computer/IT/CS was studied as a subject at graduation level or afterwards.
The candidate must also meet the prescribed service requirements. Eligible candidates may include:
- Retired Junior Commissioned Officers (JCO) or equivalent with at least 5 years of service in the JCO rank in the Army, Navy or Air Force.
- Personnel holding an equivalent Inspector rank with at least 5 years of service as Sub-Inspector or above in paramilitary forces.
- Police officers not below the rank of Inspector with at least 5 years of service in the rank of Sub-Inspector or above.
Application Fee
Candidates applying for Indian Overseas Bank Specialist Officer Recruitment 2026 are required to pay the application fee according to their category.
| Category | Application Fee |
|---|---|
| PwBD | ₹175 |
| SC/ST | ₹175 |
| Other Candidates | ₹1,000 |
The applicable fee should be paid through the available online payment method while submitting the application.
How to Apply for Indian Overseas Bank Recruitment 2026
Eligible candidates can apply online through the official Indian Overseas Bank recruitment portal. Applicants should keep their educational certificates, identity documents, photograph, signature and other required documents ready before starting the application process.
Steps to Apply Online
- Scroll down to the Online Weblinks for Application section.
- Click on the Online Application Form link.
- Complete the registration process using the required details.
- Log in to the recruitment portal.
- Enter your personal, educational and professional details carefully.
- Upload the required documents in the prescribed format.
- Pay the application fee according to your category.
- Check the complete application form before final submission.
- Submit the application form.
- Download and take a printout of the submitted application for future reference.
Important Dates of Indian Overseas Bank Recruitment 2026
| Event | Date |
|---|---|
| Advertisement Date | 28 August 2026 |
| Online Application Starts | 29 August 2026 |
| Last Date to Apply Online | 15 September 2026 |
Online Weblinks for Application
Candidates can use the following links to access the online application form and official recruitment information.
| Online Application Form | Click Here |
| Official Notification | Click Here |
| Official Website | Click Here |
Candidates should use the official Indian Overseas Bank recruitment portal for submitting the application and should verify all eligibility conditions from the official notification before applying.
Frequently Asked Questions (FAQs)
How many vacancies are available in Indian Overseas Bank Recruitment 2026?
Indian Overseas Bank has announced 291 Specialist Officer vacancies under JMGS-I, MMGS-II and MMGS-III.
What is the last date to apply for Indian Overseas Bank Recruitment 2026?
The last date to submit the online application is 15 September 2026.
When will the Indian Overseas Bank Recruitment 2026 application process start?
The online application process starts on 29 August 2026.
What posts are available under Indian Overseas Bank Specialist Officer Recruitment 2026?
The recruitment includes posts such as Manager (Branch Management), Manager (IT), Manager (Information Security), Manager (Credit), Senior Manager (IT), Senior Manager (Credit), Senior Manager (Risk), Senior Manager (Database Administrator), Senior Manager (Network Administrator), Senior Manager (Cyber Security Administrator) and Assistant Manager (Security).
What is the application fee for Indian Overseas Bank Recruitment 2026?
The application fee is ₹175 for PwBD and SC/ST candidates and ₹1,000 for other candidates.
What is the salary of Indian Overseas Bank Specialist Officers?
The pay scale ranges from ₹48,480 to ₹1,05,280, depending on the applicable management grade and scale.
Is work experience required for Indian Overseas Bank Specialist Officer posts?
Yes. Most Specialist Officer posts require relevant post-qualification work experience. The required experience varies from 2 to 8 years, depending on the post.
Where can I apply for Indian Overseas Bank Recruitment 2026?
Eligible candidates can apply online through the official Indian Overseas Bank recruitment portal. Candidates should use the official application link and verify the notification before submitting their form.